SOFIN (social financial network) — the international fiat platform for P2P loans based on blockchain. It is a marketplace-exchange that brings together creditors and borrowers: loans are issued in the fiat currency of the country where the borrower resides. This allows the currency to be exchanged through the SOFIN token if the creditor and the borrower are from different countries. Loan terms are dictated by the market. Loans will be legally enforceable and all relevant documents will be generated in the jurisdiction of the borrower’s country
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2010 Rostov region guarantee fundCreation of the structure that allows entrepreneurs to obtain the necessary funding through the fund's surety.In three years, the amount of bail was $51 million.
2011 Offline MFO ExpressmoneyOpening the network of microloan points where the verification of the borrower (private individual), the legal basis and the highly profitable financial model were obtained. The business was successfully sold.
2012 Opened the Verum law firmThe company provides legal support for construction and investment projects, including foreign investment. The Verum ( verum-law.ru ) team of seven persons forms the Legal Service of the SOFIN company.
2013 Miming rigs, cryptotradingCreation of own mining rigs. Extensive experience in cryptocurrencies trade, investing in cryptoprojects.
2013 Opened the Elonsoft IT companyFormation of a team with experience in the development of international-level Internet projects, including the creation of MVP for startups. There are 16 programmers now who will be working on the SOFIN platform after the ICO implementation
2014 Private P2P loans to entrepreneursSince 2014 and to the present day, a successful experience of connecting people who have money and legal persons who need credit. The interest rate allows each party to earn. To date, there have been no returns. Currently, the loan portfolio exceeds $1.5 million.
August 2016 P2P platform conceptThe idea of creating marketplace financial resources on a single window system where individuals and companies can get loans from any people,MFOs, banks. With a minimum and transparent rate in auction mode.
August 2016 Launch of MFO Loan CLubBuilding a loan and verification system for borrowers online ( clubzaimov.ru ). Development of scoring software, integration with credit history systems and online processing. Gaining experience of attracting borrowers on the Internet. In this project, we've worked out all the important elements of a future P2P platform, and there are 14 people working in the company.
July 2017 - to date Commencement of system developmentDefinition of the development financial model. Designation of the technical part of the platform, the interface design, and programming of business logic.
November 6, 2017 preICOFundraising on completing the platform, the SOFIN token output on ICO, the white paper and business model adjustment based on feedback from investors and cryptocommunity.
December 11, 2017 ICOFundraising on development of the platform, the token output on exchanges, the establishment of the Guarantee Fund and international expansion.
Q1 2018 Token on exchangesThe SOFIN token public offering on the cryptocurrency exchanges for free bidding. Implementation of the token-support strategy and increase it to $20. The direct correlation between the rate growth and the repayment of loans on the platform is achieved through the return of the SOFIN tokens for the transaction bonus payments laid down in the platform
Q1-2 2018 Launch of the platform in Russia and the Guarantee fund optionThe first issue of loans through the SOFIN platform from the MFOs partners, early followers, and our own funds. Once the guarantee fund has been launched and the risk of repayment has been reduced, it is planned to attract a large number of creditors.
Q3-4 2018 Launch of the platfrom in the CIS countriesIssuing loans in Russian-speaking countries, starting with Georgia and Kazakhstan and the next step in Ukraine and Belarus. In each country where we will issue loans, a local office will be opened to interact with the verification, scoring and credit history systems for the country. 100% legal purity, which is a distinctive feature of our platform, will be provided. In the same way, local partners in every country are planned for loans . The target of 2018 - 1$ million
2019 Launch of one country per quarterGreat promise and growing market for P2P lending are concentrated in the regions: Asia, Africa and Latin America. The first countries outside the CIS in which we start lending will be Myanmar and Cambodia.
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